Well, I hadn't either, until Monday.
I looked out my office window at about 10am on Monday, and saw what looked like a water line break in my parking lot. But there was more. The water didn't look real clean.
Turns out, the restaurant next door was having some plumbing problems with their bathrooms, so they called a local plumber. The local plumber (unnamed, to protect the guilty) pulled the cleanout plug for the line, which is in my parking lot, and started pumping raw sewage into my lot. He pumped at least 700 gallons of raw sewage, most of it solid waste, onto my lot, which then ran down the slope in front of the Enterprise Rent-a-Car location and into the access road for I-27.
I went outside and (hand over nose) asked the plumber what he planned to do about the mess, and he basically said it wasn't a big deal, he would clean it up, but he was going to lunch.
I then learned that sometimes government can be your friend. I called the city Health Department. It was only about five minutes after the HD inspector got off the phone with the plumber's headquarters that haz-mat cleanup vehicles started arriving. One giant vacuum sweeper and one trailer full of chlorine disinfectant later, all is back in order.
But next time someone refers to that proverbial creek, I'll be able to give them some details on the experience.